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Terms & Conditions

Effective Date: January 31st, 2025.

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By accessing this website and purchasing any product or service from Maria Malta (“we,” “our,” or “us”), you agree to the following Terms & Conditions.

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1. Use of This Website

This website provides educational content, digital products, and coaching services related to emotional intelligence, relationships, and personal development.

By using this website, you agree to:

  • Use it for lawful purposes only

  • Not misuse or attempt to harm the website or its content

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2. Intellectual Property

All content on this website is owned by Maria Malta, including:

  • Courses

  • Journals

  • PDFs and downloads

  • Videos and audio content

  • Text, branding, and materials

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You may not:

  • Copy

  • Share

  • Reproduce

  • Resell

  • Distribute

any content without written permission.

All products and materials are for personal use only.

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3. Digital Products & Course Access

When you purchase a product or course:

  • Access is granted to one individual only

  • Sharing login details or materials is strictly prohibited

  • We reserve the right to revoke access if misuse is detected

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4. Payments

All payments are processed securely through third-party providers such as Stripe or PayPal.

You agree to:

  • Provide accurate payment information

  • Complete payment before receiving access to products or services

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5. Refund Policy

Due to the nature of digital products and coaching services:

  • All sales are final

  • No refunds will be issued for:

    • Digital downloads

    • Online courses

    • Coaching sessions

    • Paid questions or consultations

Please review all product details carefully before purchasing.

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6. Coaching Disclaimer

Maria Malta provides emotional intelligence and personal development coaching.

This is not:

  • Therapy

  • Medical advice

  • Psychological treatment

Results are not guaranteed.

By using this website or services, you acknowledge that:

  • You are responsible for your own decisions and actions

  • You understand that personal growth results vary for each individual

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7. Paid Questions & Services

If you purchase access to ask questions or receive guidance:

  • Payment must be completed before submission is reviewed

  • Responses are based on personal and educational insight

  • No specific outcome or result is guaranteed

  • Response times may vary

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8. Limitation of Liability

Maria Malta is not responsible for:

  • Decisions made based on content or advice

  • Emotional, relationship, or personal outcomes

  • Any direct or indirect damages resulting from use of this website or services

All content is for informational and educational purposes only.

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9. User Responsibility

By using this website, you agree that:

  • You are fully responsible for your actions and choices

  • You will not misuse content or services

  • You understand results are not guaranteed

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10. Changes to Terms

We reserve the right to update these Terms & Conditions at any time. Continued use of the website means you accept any updates.

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11. Contact

For any questions regarding these Terms & Conditions, contact: mariamaltacoaching@gmail.com

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